Effortless Ford financing in Rockford, Illinois, starts right here at Anderson Rock River Ford. Our team is here to help you weigh the differences between low monthly payments with a Ford lease and low auto loan rates, and to learn more about all other available financing options. Our finance center is at your service Monday through Saturday with all the information you need to finance your next Ford truck or SUV. Whether you're buying your first Ford Expedition or upgrading to your latest Ford F-150, the auto financing professionals in Rockford, IL will create a plan that works for the way you live, work, and drive.
(815) 229-0510
Finance Department
The Basic Components of an Auto Loan from Anderson Rock River Ford
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Ford Model to Buy
Rockford, IL | Belvidere, IL | Beloit, WI
Anderson Rock River Ford offers an impressive selection of new and pre-owned Ford vehicles, along with competitive Ford financing in Rockford, IL. Find your next Ford SUV in the new Ford Edge, a five-passenger midsize SUV with loads of legroom and plenty of advanced features, or get behind the wheel of a three-row Ford Explorer, a classic SUV for weekend adventures and road trips. Go green with a Ford Escape Plug-In Hybrid, or go for it all with a Ford Mustang, a racing machine you can take on the highway. The new Ford F-150 is a full-size truck that tows, hauls, and plays like a champion, while the Ford Transit lineup features a commercial vehicle for every job. Check out our latest featured new vehicles and contact us to schedule a test drive today.
How to Apply for Ford Financing at Anderson Rock River Ford
Value your trade and estimate your monthly car payments online to get on your way to a new or pre-owned Ford vehicle, then fill out a secure finance application. We'll be standing by with affordable auto financing solutions at Anderson Rock River Ford in Rockford, IL. Contact our team for questions or stop by today!
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